BANKRUPTCY & DEBT SETTLEMENT
My career in bankruptcy began many years ago as a paralegal, while attending lawschool. The attorney I worked for had more than 35 years of experience in guiding individuals through the bankruptcy process in a caring and compassionate manner. He inspired me to continue the same path as an attorney. I now have over 20 years of experience in preparing Chapter 7 and Chapter 13 Bankruptcy petitions and have represented hundreds of clients in the United States Bankruptcy Court, including artists, entrepreneurs, the elderly and disabled. I understand your situation and will hold your hand through the process, making it as painless and understandable as possible. I believe bankruptcy should be an affordable option and offer a low flat fee as well as a payment plan for those who are not able to pay all at once. I also help clients settle their debts when that is the better option.
As required by law: THIS LAW OFFICE IS A DEBT RELIEF AGENCY UNDER FEDERAL LAW. WE HELP PEOPLE TO FILE FOR BANKRUPTCY PROTECTION UNDER THE UNITED STATES BANKRUPTCY CODE. .
WILLS & TRUSTS (ESTATE PLANNING)
I prepare wills and trusts for small to medium estates for my clients.. Let me know wat your estate planning needs are and I will help you make a plan.
TENANT RIGHTS (LANDLORD/TENANT LAW - REPRESENTING TENANTS)
As a tenant rights attorney, I assist clients with landlord disputes, including security deposit disputes and early lease termination.
1998: Doctor of Jurisprudence
Golden Gate University SOL; San Francisco, California
1994: Masters Degree in Public Administration
California State University, Hayward, California
1993: Bachelor of Science in Criminal Justice
California State University, Hayward, California
2020 AVVO Client's Choice Award
2017 AVVO Client's Choice Award
2017 Top Contributor Award
2016 AVVO Client's Choice Award
2015 Clients' Choice Award
2015 Top Contributor Award
2014 AVVO Clients' Choice Award
2014 AVVO Top Contributor Award
2010 Aids Legal Referral Panel Super Hero Award
2009 Aids Legal Referral Panel Super Hero Award
2008 Aids Legal Referral Panel Super Hero Award
2002 Aids Legal Referral Panel Superhero Award
2002 Aids Legal Referral Panel Volunteer Award
2001 State Bar of California’s President’s Pro Bono Service Award
September, 2001 California State Assembly Certificate of Recognition from Assemblywoman Jenny Oropeza, 55th District
September, 2001 California State Assembly Certificate of Recognition from the Honorable Den Maddox, 68th District
September, 2001 California State Assembly Certificate of Recognition from Assemblywoman Jackie Goldberg, 45th District
September, 2001 State of California Senate Certificate of Recognition from State Senator, Bob Margett, 29th District
2001 Aids Legal Referral Panel Hero Award
2000 Outstanding Volunteer in Public Service Award from the Volunteer Legal Services Program
1999 Outstanding Volunteer in Public Service Award from the Volunteer Legal Services Program
In March of 2015, I wrote the chapter "Means Test Complications - Beyond Median Income" in the book "The Top 9 Complications in Bankruptcy", published by the National Business Institute
In July of 2014, I wrote the chapter "Objections to Proofs of Claims and Objections to Confirmation" in the book "Bankruptcy Litigation 101", published by the National Business Institute
In June of 2013, I wrote the chapter "The Basics of Chapter 7 and the Means Test", published by the National Business Institute in the book "The Nuts and Bolts of Bankruptcy Law", published by the National Business Institute
In May of 2012, I wrote the article "Drafting Wage Earner Repayment Plans", published by the National Business Institute.
In January, 2011, I wrote the article "Chapter 13 Bankruptcy: Nuts and Bolts; Step By Step Procedures", published by the National Business Institute.
In October, 2010 I wrote the article: "TRUTHINESS" IN BANKRUPTCY, which is published for viewing on AVVO.com click here to read
In October, 2010 I wrote the article: "Filing Bankruptcy With Your Spouse - Practical Implications", which is published for viewing on AVVO.com click here to read
In October, 2010 I wrote the article: "Balancing Emotions in Bankruptcy and Staying Focused on the Big Picture", which is published for viewing on AVVO.com click here to read
In November, 2009, I wrote two chapters in a book entitled: "Consumer Bankruptcy: The Basics of Chapter 7 and Chapter 13 Bankruptcy", published by the National Business Institute. The chapters I authored are entitled "Chapter 13: Step by Step Procedures" and "Chapter 7 or 13: Selecting the Right Chapter for Your Client". An excerpt of this chapter is available on the AVVO website. click here to read
I was featured in the October 17, 2005 edition of the San Francisco Daily Journal in an article focusing on the ramifications of the Bankruptcy Reform Act.
In January, 2002 I wrote an article in the AIDS Legal Referral Panel’s publication: Panel Notes entitled "Success Stories", in which I discussed my most memorable moments as a volunteer attorney for the Aids Legal Referral Panel.
I was featured in the Fall, 2001 issue of Haywire, a news magazine for th Alumni of Cal State Hayward in an article which focused on my pro bono legal work for AIDS/HIV clients through the AIDS Legal Referral Panel.
I was featured in the October 19, 2001 Public Interest Clearinghouse publication: Legal Services Bulletin for receiving the State Bar’s 2001 President’s Pro Bono Service Award
I was featured in the September, 2001 edition of the California Bar Journal for her provision of legal services to the poor and needy in the San Francisco Bay Area
In 1994 I wrote a Masters Thesis, published by California State University, Hayward, entitled: "A Study on the Effects Organizational Climate and Culture have on Attitudes Toward Police Women"
2008 - present: National Association of Consumer Bankruptcy Attorneys
1999 - present: AIDS Legal Referral Panel
1999-present: Volunteer Legal Services Program, San Francisco Bar Association
1999-present: State Bar of California
Licensed to practice in the Northern, Eastern and Central Federal Districts of California
I am actively involved in improving access of legal services to the poor in the San Francisco community and have been recognized by the State Bar of California for my provision of pro bono legal services to the poor. I joined the Aids Legal Referral Panel in 1999 and have successfully provided direct representation for HIV/AIDS clients in the areas of credit and bankruptcy, landlord-tenant law, family law, wills, power of attorney, and immigration law. I also provided direct representation for clients of the Bar Association of San Francisco's Volunteer Legal Services Program (VLSP) and in 2001 successfully obtained political asylum and work authorization for an HIV positive VLSP client. I received the San Francisco Bar Association Community Service Award in 1999, 2000, and 2001, and the AIDS Legal Referral Panel Superhero Award in 2002, 2008, 2009 and 2010. I received the A.L.R.P. 1999 Attorney of the Year award and the 2001 State Bar of California President's Pro Bono Award. I continue to devote much of my spare time to giving hundreds of individuals, couples and businesses legal advice within my practice areas free of charge.
I am an artist specializing in watercolor portraits. I am also a teacher. In addition to having taught bankruptcy law to other attorneys over many years, I also love teaching young people. Working on an as needed basis in both San Francisco and Oakland, I have taught every grade from kindergarten through the 12th grade. I also served as Assistant to Middle School Dean at French American International School during 2022 and 2023.